Understanding Occurrence Policies Liability insurance policies generally fall into one of two categories: Claims-made or occurrence. In insurance, an occu...

A Self Funded, or Self-Insured plan, is one in which the employer assumes the financial risk for providing health care benefits to its employees. Typicall...

You should receive your Notice of Intended Prosecution (NIP) and a Section 172 notice inside of 14 days of your car being caught speeding. Exactly how lon...

Understanding Cash Surrender Value Cash surrender value is the accumulated portion of a permanent life insurance policy’s cash value that is available to ...

The driver can be fined $25 to $100 and receive three driver license penalty points for each violation. Seat belt use is not required in emergency vehicle...

While red does tend to be associated with less of a risk of accidents than black, grey, and silver cars, red cars have more accidents than many other colo...

Certificate issued by HUD/FHA as evidence that a mortgage has been insured, and that a contract of mortgage insurance exists between HUD/FHA and the lende...

What You Should Do. Do contact the landlord first about water leaking into your downstairs apartment from the above unit. Do check with the upstairs neigh...

Costs OHIP doesn’t cover Most alternative medicine consultations and treatments, including Chinese medicine, homeopathy, acupuncture and Reiki. Physiother...

Everyone has the same limit. RRSP limits are based on your previous years income so everyone can contribute different amounts to the RRSP. If you don’t co...