Student loans affect your credit in much the same way other loans do — pay as agreed and it’s good for your credit; pay late, and it could hurt it. Studen...

Begin with a greeting. Always open your email with a greeting, such as “Dear Lillian”. Thank the recipient. If you are replying to a client’s inquiry, you...

The IRS mails letters or notices to taxpayers for a variety of reasons including if: They have a balance due. They are due a larger or smaller refund. The...

Some taxpayers, for example, receive a letter that says something like: “Congratulations! After reviewing your tax return, the IRS has decided to grant yo...

Financial advice can take the hassle and worry away and replace it with peace of mind and a feeling of control. Whether you want to plan for retirement, s...

California is not tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are fully taxed. Wages are taxed...

Here are three ways to do it: Reduce the tax. The first thing that you or an experienced tax professional should do is figure out why you owe the tax. Red...

If the IRS sent you a “notice of tax due” letter, it means that the IRS thinks you have not paid the total amount of taxes that you owe. Whether or not yo...

Due on Sale Clause This clause just means that when you sell the house to someone else, the mortgage balance is due immediately before the title can be tr...

Statistics from the Joint Center for Housing Studies indicate that more than one in five home buyers is a single woman. Twice as many unmarried women are ...